{
  "schema_version": "1.0.0",
  "title": "Freelancer Late Payment Statistics: What the Primary Sources Show",
  "canonical_url": "https://workspace369.com/research/freelancer-late-payment-statistics/",
  "published": "2026-10-17",
  "modified": "2026-10-21",
  "accessed": "2026-10-21",
  "language": "en",
  "scope": "Separate freelancer surveys, a city complaint program and a self-reported campaign tally; no common sample or pooled rate",
  "geography": "United States, United Kingdom, New York City, New York State and Illinois; source-specific",
  "observation_period": "Source-labeled: 2014 payment year (surveyed July 2015), 2022, fiscal years 2019–2023, May 2024–May 2025 and UK casework years 2023–24 and 2024–25",
  "license": "https://workspace369.com/downloads/research/license-v1.html",
  "editorial_owner": "Workspace369 editorial team",
  "review_cadence": "Editorial owner reviews sources quarterly and when a producer publishes a new edition. Next review January 2027.",
  "attribution": "Reported observations belong to the original producers. Workspace369 is responsible for the compilation and explicitly labeled calculations, not an original survey.",
  "methodology": [
    "Figures were transcribed from each producer’s own publication and checked against it on October 17, 2026. Every ledger row keeps the producer, year, population and an exact locator.",
    "Freelancers Union’s 2015 report is linked from its December 10, 2015 announcement. The report links there now return HTTP 403, so page locators refer to the same file (FU_NonpaymentReport_r3.pdf) as preserved by OnLabor: https://onlabor.org/wp-content/uploads/2017/05/FU_NonpaymentReport_r3.pdf.",
    "IPSE’s report page does not show a publication date, sample size or fieldwork period. IPSE’s prompt-payment campaign page describes it as its research from 2022, which is the year used here.",
    "No averages were computed across sources, no currencies were converted and no figures were inflation-adjusted.",
    "The law and complaints rows were added on October 19, 2026 from official sources only: NYC DCWP, the New York State Department of Labor and Consolidated Laws, the Illinois Department of Labor, GOV.UK, UK Parliament and the Office of the Small Business Commissioner’s 2024–25 annual report. The bill’s stage was read from UK Parliament’s bill record that day and rechecked there on October 21, 2026, after the Lords third reading."
  ],
  "limitations": [
    "The newest survey-based US rate in this review is from 2015. Treat it as historical context, not a current measurement.",
    "Surveys of freelancers can over-represent people with payment problems if those people are more likely to answer. Item denominators are often unpublished.",
    "Complaint and campaign counts reflect who used a process or campaign, not how common late payment is among all freelancers."
  ],
  "sources": [
    {
      "id": "fu-2015",
      "publisher": "Freelancers Union",
      "title": "The Costs of Nonpayment: A Study of Nonpayment and Late Payment in the Freelance Workforce",
      "url": "https://blog.freelancersunion.org/2015/12/10/costs-nonpayment/",
      "publicationDate": "2015-12-10",
      "accessed": "2026-10-17",
      "primarySource": true,
      "license": "Selected factual observations with attribution. The source report and underlying responses remain with Freelancers Union; this compilation does not relicense them."
    },
    {
      "id": "ipse-2022",
      "publisher": "IPSE (Association of Independent Professionals and the Self-Employed)",
      "title": "Late payment within the self-employed sector",
      "url": "https://ipse.co.uk/resource/late-payment-within-the-self-employed-sector.html",
      "publicationDate": null,
      "accessed": "2026-10-17",
      "primarySource": true,
      "license": "Selected factual observations with attribution. The source report and underlying responses remain with IPSE; this compilation does not relicense them."
    },
    {
      "id": "dcwp-2023",
      "publisher": "NYC Department of Consumer and Worker Protection",
      "title": "5-Year Report on NYC’s Freelance Isn’t Free Act",
      "url": "https://www.nyc.gov/assets/dca/downloads/pdf/workers/DCWP-Freelance-Isnt-Free-Act-Five-YearReport-2023.pdf",
      "publicationDate": "2023-11-01",
      "accessed": "2026-10-17",
      "primarySource": true,
      "license": "New York City government publication; attribution requested. No agency endorsement."
    },
    {
      "id": "fu-2025",
      "publisher": "Freelancers Union",
      "title": "One year of the World’s Longest Invoice",
      "url": "https://blog.freelancersunion.org/2025/05/15/one-year-of-the-worlds-longest-invoice/",
      "publicationDate": "2025-05-15",
      "accessed": "2026-10-17",
      "primarySource": true,
      "license": "Selected factual observations with attribution. The source report and underlying responses remain with Freelancers Union; this compilation does not relicense them."
    },
    {
      "id": "nyc-dcwp-law",
      "publisher": "NYC Department of Consumer and Worker Protection",
      "title": "Freelance Workers",
      "url": "https://www.nyc.gov/site/dca/workers/workersrights/freelancer-workers.page",
      "publicationDate": null,
      "accessed": "2026-10-19",
      "primarySource": true,
      "license": "New York City government publication; attribution requested. No agency endorsement."
    },
    {
      "id": "nys-dol",
      "publisher": "New York State Department of Labor",
      "title": "Freelance Isn’t Free Act",
      "url": "https://dol.ny.gov/node/54011",
      "publicationDate": null,
      "accessed": "2026-10-19",
      "primarySource": true,
      "license": "New York State government publication; attribution requested. No agency endorsement."
    },
    {
      "id": "nys-gbl-1410",
      "publisher": "New York State Senate (Consolidated Laws)",
      "title": "General Business Law §1410: Definitions",
      "url": "https://www.nysenate.gov/legislation/laws/GBS/1410",
      "publicationDate": null,
      "accessed": "2026-10-19",
      "primarySource": true,
      "license": "New York State government publication; attribution requested. No agency endorsement."
    },
    {
      "id": "nys-gbl-1411",
      "publisher": "New York State Senate (Consolidated Laws)",
      "title": "General Business Law §1411: Contracted compensation payments",
      "url": "https://www.nysenate.gov/legislation/laws/GBS/1411",
      "publicationDate": null,
      "accessed": "2026-10-19",
      "primarySource": true,
      "license": "New York State government publication; attribution requested. No agency endorsement."
    },
    {
      "id": "nys-gbl-1412",
      "publisher": "New York State Senate (Consolidated Laws)",
      "title": "General Business Law §1412: Written contracts",
      "url": "https://www.nysenate.gov/legislation/laws/GBS/1412",
      "publicationDate": null,
      "accessed": "2026-10-19",
      "primarySource": true,
      "license": "New York State government publication; attribution requested. No agency endorsement."
    },
    {
      "id": "il-idol",
      "publisher": "Illinois Department of Labor",
      "title": "Freelance Worker Protection Act FAQs",
      "url": "https://labor.illinois.gov/faqs/freelance-worker-protection-act.html",
      "publicationDate": null,
      "accessed": "2026-10-19",
      "primarySource": true,
      "license": "State of Illinois government publication; attribution requested. No agency endorsement."
    },
    {
      "id": "uk-late-payment",
      "publisher": "GOV.UK",
      "title": "Late commercial payments: charging interest and debt recovery",
      "url": "https://www.gov.uk/late-commercial-payments-interest-debt-recovery",
      "publicationDate": null,
      "accessed": "2026-10-19",
      "primarySource": true,
      "license": "Contains public sector information licensed under the Open Government Licence v3.0."
    },
    {
      "id": "uk-reforms-2026",
      "publisher": "Department for Business and Trade (GOV.UK)",
      "title": "Time to Pay Up: Government unveils toughest crackdown on late payments in over 25 years",
      "url": "https://www.gov.uk/government/news/time-to-pay-up-government-unveils-toughest-crackdown-on-late-payments-in-over-25-years",
      "publicationDate": "2026-03-24",
      "accessed": "2026-10-19",
      "primarySource": true,
      "license": "Contains public sector information licensed under the Open Government Licence v3.0."
    },
    {
      "id": "uk-bill-4128",
      "publisher": "UK Parliament",
      "title": "Commercial Payments Bill [HL]",
      "url": "https://bills.parliament.uk/bills/4128",
      "publicationDate": null,
      "accessed": "2026-10-21",
      "primarySource": true,
      "license": "Contains Parliamentary information licensed under the Open Parliament Licence v3.0."
    },
    {
      "id": "uk-osbc-2025",
      "publisher": "Office of the Small Business Commissioner (GOV.UK)",
      "title": "Office of the Small Business Commissioner annual report and accounts 2024 to 2025",
      "url": "https://www.gov.uk/government/publications/office-of-the-small-business-commissioner-annual-report-and-accounts-2024-to-2025",
      "publicationDate": "2026-01-28",
      "accessed": "2026-10-19",
      "primarySource": true,
      "license": "Contains public sector information licensed under the Open Government Licence v3.0."
    }
  ],
  "statistics": [
    {
      "stat_id": "trouble-2014",
      "claim": "US freelancers who had trouble collecting payment in 2014: 50% (2014 payment year; Freelancers Union survey, July 2015).",
      "value": 50,
      "unit": "percent",
      "population": "Freelancers Union national online survey of 5,358 US freelancers (members and nonmembers), July 7–31, 2015",
      "geography": "United States",
      "observation_period": "2014 payment year; Freelancers Union survey, July 2015",
      "publisher": "Freelancers Union",
      "source_title": "The Costs of Nonpayment: A Study of Nonpayment and Late Payment in the Freelance Workforce",
      "source_url": "https://blog.freelancersunion.org/2015/12/10/costs-nonpayment/",
      "source_locator": "Page 3, primary findings: “50% of freelancers reported trouble collecting payment in 2014”",
      "publication_date": "2015-12-10",
      "accessed_date": "2026-10-17",
      "primary_source": true,
      "method_notes": "Reported by Freelancers Union; item-level denominators are not published. Not reweighted or updated to a later year.",
      "license_notes": "Selected factual observations with attribution. The source report and underlying responses remain with Freelancers Union; this compilation does not relicense them.",
      "status": "verified",
      "kind": "reported",
      "formula": null,
      "input_stat_ids": [],
      "input_source_urls": [],
      "standard_error_percentage_points": null,
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      "canonical_url": "https://workspace369.com/research/freelancer-late-payment-statistics/#trouble-2014"
    },
    {
      "stat_id": "trouble-career",
      "claim": "US freelancers who had trouble getting paid at some point in their career: 71% (Career to July 2015; Freelancers Union survey).",
      "value": 71,
      "unit": "percent",
      "population": "Freelancers Union national online survey of 5,358 US freelancers (members and nonmembers), July 7–31, 2015",
      "geography": "United States",
      "observation_period": "Career to July 2015; Freelancers Union survey",
      "publisher": "Freelancers Union",
      "source_title": "The Costs of Nonpayment: A Study of Nonpayment and Late Payment in the Freelance Workforce",
      "source_url": "https://blog.freelancersunion.org/2015/12/10/costs-nonpayment/",
      "source_locator": "Page 3, primary findings, career paragraph",
      "publication_date": "2015-12-10",
      "accessed_date": "2026-10-17",
      "primary_source": true,
      "method_notes": "Reported by Freelancers Union; item-level denominators are not published. Not reweighted or updated to a later year.",
      "license_notes": "Selected factual observations with attribution. The source report and underlying responses remain with Freelancers Union; this compilation does not relicense them.",
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    {
      "stat_id": "paid-late",
      "claim": "Freelancers with payment trouble in 2014 who were paid late: 81% (2014 payment year; Freelancers Union survey, July 2015).",
      "value": 81,
      "unit": "percent",
      "population": "Respondents who reported trouble getting paid in 2014; Freelancers Union national online survey of 5,358 US freelancers (members and nonmembers), July 7–31, 2015",
      "geography": "United States",
      "observation_period": "2014 payment year; Freelancers Union survey, July 2015",
      "publisher": "Freelancers Union",
      "source_title": "The Costs of Nonpayment: A Study of Nonpayment and Late Payment in the Freelance Workforce",
      "source_url": "https://blog.freelancersunion.org/2015/12/10/costs-nonpayment/",
      "source_locator": "Page 3, primary findings, incidence paragraph",
      "publication_date": "2015-12-10",
      "accessed_date": "2026-10-17",
      "primary_source": true,
      "method_notes": "Reported by Freelancers Union; item-level denominators are not published. Not reweighted or updated to a later year.",
      "license_notes": "Selected factual observations with attribution. The source report and underlying responses remain with Freelancers Union; this compilation does not relicense them.",
      "status": "verified",
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      "canonical_url": "https://workspace369.com/research/freelancer-late-payment-statistics/#paid-late"
    },
    {
      "stat_id": "not-paid",
      "claim": "Freelancers with payment trouble in 2014 who were not paid at all for some work: 34% (2014 payment year; Freelancers Union survey, July 2015).",
      "value": 34,
      "unit": "percent",
      "population": "Respondents who reported trouble getting paid in 2014; Freelancers Union national online survey of 5,358 US freelancers (members and nonmembers), July 7–31, 2015",
      "geography": "United States",
      "observation_period": "2014 payment year; Freelancers Union survey, July 2015",
      "publisher": "Freelancers Union",
      "source_title": "The Costs of Nonpayment: A Study of Nonpayment and Late Payment in the Freelance Workforce",
      "source_url": "https://blog.freelancersunion.org/2015/12/10/costs-nonpayment/",
      "source_locator": "Page 3, primary findings, incidence paragraph",
      "publication_date": "2015-12-10",
      "accessed_date": "2026-10-17",
      "primary_source": true,
      "method_notes": "Reported by Freelancers Union; item-level denominators are not published. Not reweighted or updated to a later year.",
      "license_notes": "Selected factual observations with attribution. The source report and underlying responses remain with Freelancers Union; this compilation does not relicense them.",
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      "canonical_url": "https://workspace369.com/research/freelancer-late-payment-statistics/#not-paid"
    },
    {
      "stat_id": "paid-less",
      "claim": "US freelancers who reported being paid less than the agreed amount in 2014: 24% (2014 payment year; Freelancers Union survey, July 2015).",
      "value": 24,
      "unit": "percent",
      "population": "Freelancers Union national online survey of 5,358 US freelancers (members and nonmembers), July 7–31, 2015",
      "geography": "United States",
      "observation_period": "2014 payment year; Freelancers Union survey, July 2015",
      "publisher": "Freelancers Union",
      "source_title": "The Costs of Nonpayment: A Study of Nonpayment and Late Payment in the Freelance Workforce",
      "source_url": "https://blog.freelancersunion.org/2015/12/10/costs-nonpayment/",
      "source_locator": "Page 3, “Payment issues come in many forms”",
      "publication_date": "2015-12-10",
      "accessed_date": "2026-10-17",
      "primary_source": true,
      "method_notes": "Reported by Freelancers Union; item-level denominators are not published. Not reweighted or updated to a later year.",
      "license_notes": "Selected factual observations with attribution. The source report and underlying responses remain with Freelancers Union; this compilation does not relicense them.",
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      "canonical_url": "https://workspace369.com/research/freelancer-late-payment-statistics/#paid-less"
    },
    {
      "stat_id": "accepted-less",
      "claim": "Freelancers with payment trouble who accepted less money to be paid on time: 11% (2014 payment year; Freelancers Union survey, July 2015).",
      "value": 11,
      "unit": "percent",
      "population": "Respondents who reported trouble getting paid in 2014; Freelancers Union national online survey of 5,358 US freelancers (members and nonmembers), July 7–31, 2015",
      "geography": "United States",
      "observation_period": "2014 payment year; Freelancers Union survey, July 2015",
      "publisher": "Freelancers Union",
      "source_title": "The Costs of Nonpayment: A Study of Nonpayment and Late Payment in the Freelance Workforce",
      "source_url": "https://blog.freelancersunion.org/2015/12/10/costs-nonpayment/",
      "source_locator": "Page 3, “Payment issues come in many forms”",
      "publication_date": "2015-12-10",
      "accessed_date": "2026-10-17",
      "primary_source": true,
      "method_notes": "Reported by Freelancers Union; item-level denominators are not published. Not reweighted or updated to a later year.",
      "license_notes": "Selected factual observations with attribution. The source report and underlying responses remain with Freelancers Union; this compilation does not relicense them.",
      "status": "verified",
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      "formula": null,
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    },
    {
      "stat_id": "longest-wait",
      "claim": "Average answer to “what is the longest you had to wait to get paid?”: 98 days (Freelancers Union survey, July 2015).",
      "value": 98,
      "unit": "days",
      "population": "Freelancers Union national online survey of 5,358 US freelancers (members and nonmembers), July 7–31, 2015",
      "geography": "United States",
      "observation_period": "Freelancers Union survey, July 2015",
      "publisher": "Freelancers Union",
      "source_title": "The Costs of Nonpayment: A Study of Nonpayment and Late Payment in the Freelance Workforce",
      "source_url": "https://blog.freelancersunion.org/2015/12/10/costs-nonpayment/",
      "source_locator": "Page 3, incidence paragraph",
      "publication_date": "2015-12-10",
      "accessed_date": "2026-10-17",
      "primary_source": true,
      "method_notes": "Reported mean of respondents’ longest wait; not a typical payment time for an invoice.",
      "license_notes": "Selected factual observations with attribution. The source report and underlying responses remain with Freelancers Union; this compilation does not relicense them.",
      "status": "verified",
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    },
    {
      "stat_id": "unpaid-income",
      "claim": "Average unpaid income reported for 2014: $5,968.00 (2014 payment year; Freelancers Union survey, July 2015).",
      "value": 5968,
      "unit": "USD",
      "population": "Freelancers Union national online survey of 5,358 US freelancers (members and nonmembers), July 7–31, 2015",
      "geography": "United States",
      "observation_period": "2014 payment year; Freelancers Union survey, July 2015",
      "publisher": "Freelancers Union",
      "source_title": "The Costs of Nonpayment: A Study of Nonpayment and Late Payment in the Freelance Workforce",
      "source_url": "https://blog.freelancersunion.org/2015/12/10/costs-nonpayment/",
      "source_locator": "Page 2, summary; page 3, income paragraph",
      "publication_date": "2015-12-10",
      "accessed_date": "2026-10-17",
      "primary_source": true,
      "method_notes": "Reported average in nominal 2014 US dollars; not inflation-adjusted.",
      "license_notes": "Selected factual observations with attribution. The source report and underlying responses remain with Freelancers Union; this compilation does not relicense them.",
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    },
    {
      "stat_id": "late-amount",
      "claim": "Average amount of late payments reported for 2014: $5,735.00 (2014 payment year; Freelancers Union survey, July 2015).",
      "value": 5735,
      "unit": "USD",
      "population": "Freelancers Union national online survey of 5,358 US freelancers (members and nonmembers), July 7–31, 2015",
      "geography": "United States",
      "observation_period": "2014 payment year; Freelancers Union survey, July 2015",
      "publisher": "Freelancers Union",
      "source_title": "The Costs of Nonpayment: A Study of Nonpayment and Late Payment in the Freelance Workforce",
      "source_url": "https://blog.freelancersunion.org/2015/12/10/costs-nonpayment/",
      "source_locator": "Page 2, summary; page 3, income paragraph",
      "publication_date": "2015-12-10",
      "accessed_date": "2026-10-17",
      "primary_source": true,
      "method_notes": "Reported average in nominal 2014 US dollars; not inflation-adjusted.",
      "license_notes": "Selected factual observations with attribution. The source report and underlying responses remain with Freelancers Union; this compilation does not relicense them.",
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    },
    {
      "stat_id": "income-share",
      "claim": "Share of the average respondent’s 2014 income taken by nonpayment: 13% (2014 payment year; Freelancers Union survey, July 2015).",
      "value": 13,
      "unit": "percent",
      "population": "Freelancers Union national online survey of 5,358 US freelancers (members and nonmembers), July 7–31, 2015",
      "geography": "United States",
      "observation_period": "2014 payment year; Freelancers Union survey, July 2015",
      "publisher": "Freelancers Union",
      "source_title": "The Costs of Nonpayment: A Study of Nonpayment and Late Payment in the Freelance Workforce",
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      "source_locator": "Page 2, summary; page 3, income paragraph",
      "publication_date": "2015-12-10",
      "accessed_date": "2026-10-17",
      "primary_source": true,
      "method_notes": "Reported by Freelancers Union; item-level denominators are not published. Not reweighted or updated to a later year.",
      "license_notes": "Selected factual observations with attribution. The source report and underlying responses remain with Freelancers Union; this compilation does not relicense them.",
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    },
    {
      "stat_id": "coping-savings",
      "claim": "Freelancers facing missing payments who used personal savings: 63% (2014 payment year; Freelancers Union survey, July 2015).",
      "value": 63,
      "unit": "percent",
      "population": "Respondents facing missing payments; Freelancers Union national online survey of 5,358 US freelancers (members and nonmembers), July 7–31, 2015",
      "geography": "United States",
      "observation_period": "2014 payment year; Freelancers Union survey, July 2015",
      "publisher": "Freelancers Union",
      "source_title": "The Costs of Nonpayment: A Study of Nonpayment and Late Payment in the Freelance Workforce",
      "source_url": "https://blog.freelancersunion.org/2015/12/10/costs-nonpayment/",
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    {
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      "claim": "Freelancers facing missing payments who borrowed money from a friend: 25% (2014 payment year; Freelancers Union survey, July 2015).",
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    {
      "stat_id": "coping-unpaid-bills",
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    {
      "stat_id": "coping-other-job",
      "claim": "Freelancers facing missing payments who took a job outside their field: 17% (2014 payment year; Freelancers Union survey, July 2015).",
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    {
      "stat_id": "coping-assistance",
      "claim": "Freelancers facing missing payments who received government assistance: 7% (2014 payment year; Freelancers Union survey, July 2015).",
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      "stat_id": "coping-sold-item",
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      "stat_id": "always-contract",
      "claim": "US freelancers who say they always use a contract: 28% (Freelancers Union survey, July 2015).",
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      "population": "Freelancers Union national online survey of 5,358 US freelancers (members and nonmembers), July 7–31, 2015",
      "geography": "United States",
      "observation_period": "Freelancers Union survey, July 2015",
      "publisher": "Freelancers Union",
      "source_title": "The Costs of Nonpayment: A Study of Nonpayment and Late Payment in the Freelance Workforce",
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      "source_locator": "Page 6, “Why is this happening?”",
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      "primary_source": true,
      "method_notes": "Reported by Freelancers Union; item-level denominators are not published. Not reweighted or updated to a later year.",
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    {
      "stat_id": "always-email",
      "claim": "US freelancers who always put the terms of agreement in an email: 33% (Freelancers Union survey, July 2015).",
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      "observation_period": "Freelancers Union survey, July 2015",
      "publisher": "Freelancers Union",
      "source_title": "The Costs of Nonpayment: A Study of Nonpayment and Late Payment in the Freelance Workforce",
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      "source_locator": "Page 6, “Why is this happening?”",
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      "stat_id": "always-verbal",
      "claim": "US freelancers who always use a verbal agreement: 42% (Freelancers Union survey, July 2015).",
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      "publisher": "Freelancers Union",
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      "source_locator": "Page 6, “Why is this happening?”",
      "publication_date": "2015-12-10",
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      "primary_source": true,
      "method_notes": "Reported by Freelancers Union; item-level denominators are not published. Not reweighted or updated to a later year.",
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    {
      "stat_id": "refused-sign",
      "claim": "US freelancers who have worked with clients who refused to sign a contract: 21% (Freelancers Union survey, July 2015).",
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      "geography": "United States",
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      "method_notes": "Reported by Freelancers Union; item-level denominators are not published. Not reweighted or updated to a later year.",
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    {
      "stat_id": "collect-calls",
      "claim": "Freelancers facing nonpayment who made repeated phone calls: 92% (Freelancers Union survey, July 2015).",
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      "population": "Respondents facing nonpayment; Freelancers Union national online survey of 5,358 US freelancers (members and nonmembers), July 7–31, 2015",
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      "observation_period": "Freelancers Union survey, July 2015",
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      "method_notes": "Reported by Freelancers Union; item-level denominators are not published. Not reweighted or updated to a later year.",
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    {
      "stat_id": "collect-late-fees",
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    {
      "stat_id": "collect-attorney",
      "claim": "Freelancers facing nonpayment who hired an attorney: 5% (Freelancers Union survey, July 2015).",
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      "population": "Respondents facing nonpayment; Freelancers Union national online survey of 5,358 US freelancers (members and nonmembers), July 7–31, 2015",
      "geography": "United States",
      "observation_period": "Freelancers Union survey, July 2015",
      "publisher": "Freelancers Union",
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    {
      "stat_id": "collect-small-claims",
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      "geography": "United States",
      "observation_period": "Freelancers Union survey, July 2015",
      "publisher": "Freelancers Union",
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    {
      "stat_id": "uk-late-12m",
      "claim": "UK freelancers not paid on time by a client in the last 12 months: 35% (IPSE research, 2022).",
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      "geography": "United Kingdom",
      "observation_period": "IPSE research, 2022",
      "publisher": "IPSE (Association of Independent Professionals and the Self-Employed)",
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      "primary_source": true,
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      "license_notes": "Selected factual observations with attribution. The source report and underlying responses remain with IPSE; this compilation does not relicense them.",
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      "population": "IPSE survey of UK freelancers and self-employed workers; sample size and fieldwork dates not stated on the source page",
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      "observation_period": "IPSE research, 2022",
      "publisher": "IPSE (Association of Independent Professionals and the Self-Employed)",
      "source_title": "Late payment within the self-employed sector",
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      "source_locator": "Experiences of late payment, “Delays in payment from a client”: “Over half of freelancers (54%)”",
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    {
      "stat_id": "uk-over-3-months",
      "claim": "UK freelancers who waited more than three months beyond the payment deadline for a client payment: 18% (IPSE research, 2022).",
      "value": 18,
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      "population": "IPSE survey of UK freelancers and self-employed workers; sample size and fieldwork dates not stated on the source page",
      "geography": "United Kingdom",
      "observation_period": "IPSE research, 2022",
      "publisher": "IPSE (Association of Independent Professionals and the Self-Employed)",
      "source_title": "Late payment within the self-employed sector",
      "source_url": "https://ipse.co.uk/resource/late-payment-within-the-self-employed-sector.html",
      "source_locator": "Experiences of late payment, “Delays in payment from a client”: “18 per cent”",
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    {
      "stat_id": "uk-never-paid",
      "claim": "UK freelancers who completed work and were not paid for it: 31% (IPSE research, 2022).",
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      "observation_period": "IPSE research, 2022",
      "publisher": "IPSE (Association of Independent Professionals and the Self-Employed)",
      "source_title": "Late payment within the self-employed sector",
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      "license_notes": "Selected factual observations with attribution. The source report and underlying responses remain with IPSE; this compilation does not relicense them.",
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    },
    {
      "stat_id": "uk-amount-owed",
      "claim": "Average amount UK freelancers are currently owed in late payments: £5,230 (IPSE research, 2022).",
      "value": 5230,
      "unit": "GBP",
      "population": "IPSE survey of UK freelancers and self-employed workers; sample size and fieldwork dates not stated on the source page",
      "geography": "United Kingdom",
      "observation_period": "IPSE research, 2022",
      "publisher": "IPSE (Association of Independent Professionals and the Self-Employed)",
      "source_title": "Late payment within the self-employed sector",
      "source_url": "https://ipse.co.uk/resource/late-payment-within-the-self-employed-sector.html",
      "source_locator": "Executive Summary; The financial implications of late payment: “£5,230”, up from £5,140 in 2020",
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      "license_notes": "Selected factual observations with attribution. The source report and underlying responses remain with IPSE; this compilation does not relicense them.",
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    },
    {
      "stat_id": "uk-credit",
      "claim": "UK freelancers who used a credit card or overdraft because of late payment: 23% (IPSE research, 2022).",
      "value": 23,
      "unit": "percent",
      "population": "IPSE survey of UK freelancers and self-employed workers; sample size and fieldwork dates not stated on the source page",
      "geography": "United Kingdom",
      "observation_period": "IPSE research, 2022",
      "publisher": "IPSE (Association of Independent Professionals and the Self-Employed)",
      "source_title": "Late payment within the self-employed sector",
      "source_url": "https://ipse.co.uk/resource/late-payment-within-the-self-employed-sector.html",
      "source_locator": "The financial implications of late payment: “Nearly a quarter of respondents (23%)”",
      "publication_date": null,
      "accessed_date": "2026-10-17",
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      "license_notes": "Selected factual observations with attribution. The source report and underlying responses remain with IPSE; this compilation does not relicense them.",
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    },
    {
      "stat_id": "uk-no-money",
      "claim": "UK freelancers left with no money to cover basic living expenses: 20% (IPSE research, 2022).",
      "value": 20,
      "unit": "percent",
      "population": "IPSE survey of UK freelancers and self-employed workers; sample size and fieldwork dates not stated on the source page",
      "geography": "United Kingdom",
      "observation_period": "IPSE research, 2022",
      "publisher": "IPSE (Association of Independent Professionals and the Self-Employed)",
      "source_title": "Late payment within the self-employed sector",
      "source_url": "https://ipse.co.uk/resource/late-payment-within-the-self-employed-sector.html",
      "source_locator": "Executive Summary; The financial implications of late payment: “one in five (20%)”",
      "publication_date": null,
      "accessed_date": "2026-10-17",
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      "license_notes": "Selected factual observations with attribution. The source report and underlying responses remain with IPSE; this compilation does not relicense them.",
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    },
    {
      "stat_id": "uk-stress",
      "claim": "UK freelancers who felt stressed or anxious as a result of late payment: 49% (IPSE research, 2022).",
      "value": 49,
      "unit": "percent",
      "population": "IPSE survey of UK freelancers and self-employed workers; sample size and fieldwork dates not stated on the source page",
      "geography": "United Kingdom",
      "observation_period": "IPSE research, 2022",
      "publisher": "IPSE (Association of Independent Professionals and the Self-Employed)",
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      "source_locator": "Impact on mental health: “Almost half of freelancers (49%)”",
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      "accessed_date": "2026-10-17",
      "primary_source": true,
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      "license_notes": "Selected factual observations with attribution. The source report and underlying responses remain with IPSE; this compilation does not relicense them.",
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    {
      "stat_id": "nyc-complaints",
      "claim": "Freelancer complaints to DCWP’s Navigation Program: 2,542 (NYC fiscal years 2019–2023; DCWP report, November 2023).",
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      "population": "Complaints filed by freelancers with DCWP’s Navigation Program under the Freelance Isn’t Free Act",
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      "observation_period": "NYC fiscal years 2019–2023; DCWP report, November 2023",
      "publisher": "NYC Department of Consumer and Worker Protection",
      "source_title": "5-Year Report on NYC’s Freelance Isn’t Free Act",
      "source_url": "https://www.nyc.gov/assets/dca/downloads/pdf/workers/DCWP-Freelance-Isnt-Free-Act-Five-YearReport-2023.pdf",
      "source_locator": "Discussion, “The Navigation Program”, first paragraph (Table 1)",
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      "primary_source": true,
      "method_notes": "Reported by NYC DCWP. Complaint counts describe filed complaints, not the incidence of late payment among all NYC freelancers.",
      "license_notes": "New York City government publication; attribution requested. No agency endorsement.",
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    {
      "stat_id": "nyc-payment-complaints",
      "claim": "Complaints alleging an unlawful payment practice such as late payment or non-payment: 2,184 (NYC fiscal years 2019–2023; DCWP report, November 2023).",
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      "unit": "complaints",
      "population": "Complaints filed by freelancers with DCWP’s Navigation Program under the Freelance Isn’t Free Act",
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      "observation_period": "NYC fiscal years 2019–2023; DCWP report, November 2023",
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      "source_title": "5-Year Report on NYC’s Freelance Isn’t Free Act",
      "source_url": "https://www.nyc.gov/assets/dca/downloads/pdf/workers/DCWP-Freelance-Isnt-Free-Act-Five-YearReport-2023.pdf",
      "source_locator": "Discussion, first paragraph (Table 2)",
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      "method_notes": "Reported by NYC DCWP. Complaint counts describe filed complaints, not the incidence of late payment among all NYC freelancers.",
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    {
      "stat_id": "nyc-contract-complaints",
      "claim": "Complaints alleging failure to enter into a written contract: 264 (NYC fiscal years 2019–2023; DCWP report, November 2023).",
      "value": 264,
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      "population": "Complaints filed by freelancers with DCWP’s Navigation Program under the Freelance Isn’t Free Act",
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      "source_title": "5-Year Report on NYC’s Freelance Isn’t Free Act",
      "source_url": "https://www.nyc.gov/assets/dca/downloads/pdf/workers/DCWP-Freelance-Isnt-Free-Act-Five-YearReport-2023.pdf",
      "source_locator": "Discussion, first paragraph (Table 2)",
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      "accessed_date": "2026-10-17",
      "primary_source": true,
      "method_notes": "Reported by NYC DCWP. Complaint counts describe filed complaints, not the incidence of late payment among all NYC freelancers.",
      "license_notes": "New York City government publication; attribution requested. No agency endorsement.",
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    {
      "stat_id": "nyc-retaliation-complaints",
      "claim": "Complaints alleging retaliation: 212 (NYC fiscal years 2019–2023; DCWP report, November 2023).",
      "value": 212,
      "unit": "complaints",
      "population": "Complaints filed by freelancers with DCWP’s Navigation Program under the Freelance Isn’t Free Act",
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      "observation_period": "NYC fiscal years 2019–2023; DCWP report, November 2023",
      "publisher": "NYC Department of Consumer and Worker Protection",
      "source_title": "5-Year Report on NYC’s Freelance Isn’t Free Act",
      "source_url": "https://www.nyc.gov/assets/dca/downloads/pdf/workers/DCWP-Freelance-Isnt-Free-Act-Five-YearReport-2023.pdf",
      "source_locator": "Discussion, first paragraph (Table 2)",
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      "accessed_date": "2026-10-17",
      "primary_source": true,
      "method_notes": "Reported by NYC DCWP. Complaint counts describe filed complaints, not the incidence of late payment among all NYC freelancers.",
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    {
      "stat_id": "nyc-response-rate",
      "claim": "Share of complaint notices the hiring party responded to: 74% (NYC fiscal years 2019–2023; DCWP report, November 2023).",
      "value": 74,
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      "population": "Complaints filed by freelancers with DCWP’s Navigation Program under the Freelance Isn’t Free Act",
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      "observation_period": "NYC fiscal years 2019–2023; DCWP report, November 2023",
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      "source_title": "5-Year Report on NYC’s Freelance Isn’t Free Act",
      "source_url": "https://www.nyc.gov/assets/dca/downloads/pdf/workers/DCWP-Freelance-Isnt-Free-Act-Five-YearReport-2023.pdf",
      "source_locator": "Discussion, first paragraph (Table 7)",
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      "accessed_date": "2026-10-17",
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    {
      "stat_id": "nyc-recovered-count",
      "claim": "Freelancers who reported receiving an owed payment after complaining (at least): 773 (NYC fiscal years 2019–2023; DCWP report, November 2023).",
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      "unit": "freelancers",
      "population": "Complaints filed by freelancers with DCWP’s Navigation Program under the Freelance Isn’t Free Act",
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      "source_title": "5-Year Report on NYC’s Freelance Isn’t Free Act",
      "source_url": "https://www.nyc.gov/assets/dca/downloads/pdf/workers/DCWP-Freelance-Isnt-Free-Act-Five-YearReport-2023.pdf",
      "source_locator": "Discussion, second paragraph (Table 3)",
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      "primary_source": true,
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    {
      "stat_id": "nyc-recovered-usd",
      "claim": "Total payments freelancers reported recovering after complaining: $2,900,000.00 (NYC fiscal years 2019–2023; DCWP report, November 2023).",
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    {
      "stat_id": "nyc-recovered-all",
      "claim": "Complainants who recovered all the money they were owed: 40% (NYC fiscal years 2019–2023; DCWP report, November 2023).",
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      "population": "Complainants who answered the Navigation Program survey",
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      "observation_period": "NYC fiscal years 2019–2023; DCWP report, November 2023",
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      "source_url": "https://www.nyc.gov/assets/dca/downloads/pdf/workers/DCWP-Freelance-Isnt-Free-Act-Five-YearReport-2023.pdf",
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      "source_title": "5-Year Report on NYC’s Freelance Isn’t Free Act",
      "source_url": "https://www.nyc.gov/assets/dca/downloads/pdf/workers/DCWP-Freelance-Isnt-Free-Act-Five-YearReport-2023.pdf",
      "source_locator": "Discussion, second paragraph (Table 4)",
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      "accessed_date": "2026-10-17",
      "primary_source": true,
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    {
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      "population": "Complaints filed by freelancers with DCWP’s Navigation Program under the Freelance Isn’t Free Act",
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      "source_url": "https://www.nyc.gov/assets/dca/downloads/pdf/workers/DCWP-Freelance-Isnt-Free-Act-Five-YearReport-2023.pdf",
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    {
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      "publisher": "Freelancers Union",
      "source_title": "One year of the World’s Longest Invoice",
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      "publication_date": "2025-05-15",
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      "primary_source": true,
      "method_notes": "Self-reported campaign submissions as published by Freelancers Union; the post does not describe verification. A campaign tally, not a survey sample.",
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      "stat_id": "campaign-unpaid",
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    {
      "stat_id": "osbc-enquiries-2025",
      "claim": "Casework enquiries handled by the OSBC in 2024–25: 591 (April 1, 2024 to March 31, 2025; OSBC annual report, January 2026).",
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      "population": "Enquiries and formal complaints handled by the Office of the Small Business Commissioner from businesses with fewer than 50 employees about larger customers",
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      "observation_period": "April 1, 2024 to March 31, 2025; OSBC annual report, January 2026",
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      "source_locator": "Performance Report, “Casework Report – 1st April 2024 – March 2025”: “591 enquiries handled”",
      "publication_date": "2026-01-28",
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    {
      "stat_id": "osbc-complaints-2025",
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    {
      "stat_id": "osbc-paid-2025",
      "claim": "Payments issued to small businesses after formal complaints or OSBC support in 2024–25: £320,316.07 (April 1, 2024 to March 31, 2025; OSBC annual report, January 2026).",
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    {
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